Commercial Liability Umbrella Insurance
An accident leading to a large financial court award or settlement can put a company out of business. With a Commercial Liability Umbrella Policy, you have an added layer of protection against the financial consequences of major accidents or incidents – helping you maintain business as usual.
View commercial liability umbrella brochure.
Discounts
American Family Insurance offers a variety of ways to save money. See our discounts page for some of the options that may be available to you.
FAQs
- What types of business should consider a Commercial Liability Umbrella Policy?
- Your primary business insurance may be sufficient to protect you against the usual kinds of loss. But if an award or settlement exceeds the limits of your policy, that additional financial burden falls to you and your company. Often, awards in the aftermath of serious accidents or other situations can exceed basic policy limits by millions of dollars. Here are just some of the types of businesses that should consider a Commercial Liability Umbrella Policy: Retail stores, restaurants, beauty shops, funeral homes, barber shops, apartment buildings, contractors, offices, religious institutions, service stations, condominium associations and motels.
- What does a Commercial Liability Umbrella Policy cover?
- The American Family Insurance Commercial Liability Umbrella Policy provides coverage over your primary policies in these key areas: Commercial general liability, bodily injury, property damage, personal injury, defense costs and attorneys’ fees, blanket contractual, worldwide coverage for suits brought in the U.S., garage liability, business auto liability and employer’s liability.
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