Farm & Ranch Insurance
You can’t predict weather, stolen machinery or cattle being struck by lightning. Such uncertainty is simply a way of life for farmers. This is why you need an insurance policy that’s a sure thing.
American Family Insurance offers a dependable policy that works as hard as you do. Based on the package policy concept, our plan lets you build a package of coverage that fits the special insurance needs of your farm or ranch.
Discounts
American Family Insurance offers a variety of ways to save money. See our discounts page for some of the options that may be available to you.
FAQs
- What additional liability coverages are available with a Farm/Ranch policy?
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The following additional coverages can be purchased with a Farm/Ranch policy:
Incidental Office – Provides liability and medical expense coverage for an eligible office, school or studio on your premises. (Mandatory, if exposure exists.)
Child Care by an Insured – Offers liability protection if you provide child care on your premises. (Mandatory, if exposure exists.)
Business Sales and Storage – Covers business activities and supplies related to eligible businesses.
Recreational Vehicle – Covers bodily injury or property damage arising out of the ownership, maintenance or use of a recreational vehicle. (Not available in Kansas or Idaho.)
Hunting or Fishing Liability – Offers liability protection if you lease your farm property to others for hunting or fishing purposes.
Personal Injury Coverage – This option provides liability protection for personal injury resulting from libel, slander, false arrest or invasion of privacy.
Rented/Leased Farmland – This endorsement provides coverage on up to 2,000 acres of rented or leased farmland, without building(s), used for farming purposes.
- What steps can I take to prevent losses on my farm?
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We have a variety of Farm and Ranch Loss Control resources to help you, your family and field workers stay safer to avoid losses.
For more information or to purchase coverage, please contact your local American Family Insurance agent.
Quick Links
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