Boat Insurance
Whether fishing, pulling a water skier or simply circling the lake on a lazy afternoon, you love your boat. It represents the freedom you crave all week long. American Family Insurance wants to help you protect your watercraft – and the lifestyle it offers – so that you can continue to go with the flow.
View boat insurance brochure.
Discounts
American Family Insurance offers you a variety of ways to save money. As a boat owner, you may qualify for a safety course credit or an equipment safety credit. Please view our insurance discounts page to learn more about what may be available to you. Then, contact your local American Family Insurance agent.
FAQs
- What is covered by a Boat Insurance Policy?
- Our policy covers your boat, including manufacturer’s installed equipment and your outboard motor. If you own a sailboat, the policy also covers sails, spars and rigging. Whether it is in the water, on shore, in transit or in storage, your boat is protected against most accidental losses.
- Which accidental losses to your boat and equipment are covered?
- Your boat and equipment are protected against accidental losses resulting from theft; vandalism; lightening; windstorms; tornadoes; hail; fire; explosions; and collision with other boats, stumps, rocks and piers. They are also protected against accidental damage from collision while being transported.
- What equipment is covered by a Boat Insurance Policy?
- You automatically receive up to $1,000 per item and $3,000 total to cover boating equipment, which includes accessories of the insured watercraft that are not installed by the manufacturer. Additional coverage may also be purchased. This coverage applies to items such as boat trailers, marine instruments, portable TVs, anchors, oars, paddles, boat and motor covers, towropes, water skis, fire extinguishers, life preservers and other similar items.
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